Who is leaving, what's left in your county, and what to do before the deadline. Last checked October 5, 2026.
No major insurer is leaving the Nevada marketplace for 2027.
In 2026, 8 companies sold Nevada marketplace plans: Ambetter (Centene), Anthem (Elevance), CareSource, Hometown Health, Imperial, Molina, Select Health and UnitedHealthcare.
I'm Sam Jaber, a broker licensed in Nevada who helps people choose individual health insurance by phone. Compared with many states, Nevada Health Link is seeing relatively little disruption for 2027. I haven't identified a company withdrawing from Nevada's marketplace.
Nevada has a sizable selection of insurers. In 2026, Nevada Health Link offered plans from eight companies: Ambetter, Anthem, CareSource, Hometown Health, Imperial, Molina, Select Health and UnitedHealthcare. All eight submitted 2027 filings on the federal rate review site. Molina specifically indicates its marketplace plans will continue. Imperial isn't actually a newcomer, despite appearing that way on some lists; it already participated in 2026. From Las Vegas and Henderson to Reno, Carson City and Elko, your existing insurer appears positioned to stay for 2027.
For some Nevada residents, changing insurers is already familiar. Aetna exited the state's individual marketplace for 2026. If you previously had Aetna, I'd carefully review the coverage you selected or were transferred into last year before renewing it.
Nevada Health Link operates the state's marketplace, so that's where you'll find the official enrollment dates, notices and available plans, rather than HealthCare.gov. Check Nevada Health Link directly for deadlines. I'll revisit this page when the 2027 plans become available. At that point, I'd start by checking whether your current plan is returning, then verify your doctor and hospital in the new network, and finally calculate your monthly premium after the credit.
There were no marketplace PPOs in Nevada during 2026, meaning routine care under those plans is restricted to their networks. That may suit people who receive care locally in Clark or Washoe County. But if you're healthy, paying full price or spending time between Nevada and California, Arizona or Utah, let's compare a nationwide PPO before renewal. I can help you obtain one in Nevada.
No Nevada county loses a marketplace insurer for 2027 from what I checked.
The Nevada marketplace had no PPO plans in 2026.
You've probably seen a few other names mentioned in news coverage of this. Here's what their actual situations look like.
Your coverage doesn't end immediately just because the insurer is leaving. The existing policy continues through December 31, 2026, and you're entitled to written notice beforehand. Federal requirements call for at least 90 calendar days of notice when an insurer discontinues a plan, or at least 180 calendar days when it withdraws completely from a state's individual market. Haven't received anything yet? Contact your insurer and request the notice.
Here's where people often misunderstand the process. Under federal regulation 45 CFR 155.335, the marketplace may place you with another insurer when your current company has no remaining marketplace plan. That's permission, not a guarantee. State law and the regulator's instructions govern the transfer. Without specific direction, the marketplace chooses a "similar" plan. The regulation doesn't require anyone to verify that your doctors or medications are covered.
Purchased your coverage directly from the insurer rather than through the marketplace? Its automatic re-enrollment provisions don't apply to your policy. You'll have to select replacement coverage on your own.
Instead of using HealthCare.gov, Nevada operates Nevada Health Link, its own marketplace. Notices come directly from that exchange, and enrollment deadlines may differ from HealthCare.gov's December 15 cutoff for January 1 coverage and January 15 closing date. Verify the schedule on Nevada Health Link before making plans. Its notice will also identify any replacement coverage you might receive automatically if you take no action.
You might still qualify to enroll after the regular window closes. HealthCare.gov recognizes discontinued coverage as a qualifying event, and federal regulations allow 60 days before and 60 days after your old plan's termination to select replacement coverage. I wouldn't rely on that as your first choice. Make sure you're eligible before planning around those dates.
The way I'd approach this depends on your particular situation and where things stand for you. Whichever route makes sense, the next step is the same: let's talk on the phone before the deadline.
If your income puts you outside the tax credit range, you're responsible for the entire marketplace premium, with your choices limited to the insurers serving your county. That's when I'd also consider private coverage. Medically underwritten plans use nationwide PPO networks, and their pricing reflects your health. Healthy applicants may pay less than the marketplace's unsubsidized rate. There are tradeoffs: insurers ask medical questions and can reject an application or exclude a preexisting condition. We'll review those details together before you decide.
Next step: Give me a call, and I'll compare a nationwide PPO quote for your household with the marketplace coverage offered in your Nevada county.
Regardless of which insurers remain on your county's marketplace, I can help you obtain a nationwide PPO in Nevada. The Nevada marketplace had no PPO plans in 2026.
For healthy people paying the entire marketplace premium, it's worth comparing private, medically underwritten PPO coverage. These plans offer networks extending nationwide. I carry health insurance licenses in 36 states, including Nevada.
Straight answers, no sales pitch.
No major insurer is leaving the Nevada marketplace for 2027. Every company that sold Nevada marketplace plans in 2026 has a 2027 rate filing on the federal rate review site.
Possibly, but there's no guarantee. Federal rules permit the marketplace to assign a comparable plan from another insurer when state law and regulators allow it. HealthCare.gov specifically cautions that automatic re-enrollment isn't always available. And if your current coverage was purchased outside the marketplace, that process won't apply. My advice is to choose your replacement yourself.
Because Nevada uses its own exchange, Nevada Health Link, don't assume HealthCare.gov's December 15 and January 15 deadlines apply. Confirm the dates directly with Nevada Health Link and make your selection early enough for January 1 coverage.
Yes. I can help you find a nationwide PPO available in Nevada. The Nevada marketplace had no PPO plans in 2026.
Last checked October 5, 2026. I update this page when the 2027 plan list publishes in late October.
Call me with your county, the people who need coverage and the details of your notice. I'll compare the remaining Nevada marketplace plans with a nationwide PPO quote and help you decide before enrollment ends. I'm licensed in 36 states, and we can handle everything by phone.
Every state on the list, and guides for Nevada